What we Offer
Structured Investment Products

what are
Structured Investment Products?
- Structured products are financial instruments that enable investors to pursue a specific objective or express a market view
- They combine a debt security, such as a bond or a certificate of deposit, with one or more derivative instruments linked to underlying market indices, exchange traded funds, individual or baskets of stocks, bonds, commodities, currencies, interest rates or a combination of these


what do
Structured Investment Products do?
- Structured products are fixed-term investments, with set maturity dates, that offer investors pre-determined payoffs, provided a set of specified conditions are met
- They can be customized to meet a specific investor’s risk-return profile and investment objectives such as growth, income, or risk management
- They are commonly used as a portfolio enhancement tool to increase returns while limiting or even preventing the risk of loss of capital
How are
Structured Investment Products built?
- Structured products are created primarily by investment banks and often combine two or more assets, to create a product that pays out based on the performance of those underlying assets
- Structured products vary in complexity from simple to highly complex.
- Generally, they are retail products designed or “structured” to meet specific investment objectives. They do so by combining a traditional security, like a bond, with a derivative component

what are
The Key Benefits of Structured Products?
- Capital Protection
- Predictable outcomes
- Enhanced returns while controlling risk
- Exposure to international markets & indices or stock baskets
- Market cycle optimization capabilities, diversification with adjustable risk-return profiles
- Defined maturity dates
- Competitive pricing across many top international banking issuers
- Past performance
- Market growth not mandatory for returns
- Professionally managed
- Transparent fees
- No performance fees
what
Structured Products do we offer?
- Focus on Fixed Income, with competitive Coupons
- Focus on Capital Growth, at maturity
- Blended Fixed Income & Capital Growth (partly focus on coupon, partly focus on maturity value)
Currencies
- ZAR
- USD, EUR, GBP
Eligible Entities “Who can Invest in our Structured Products?”
- Natural Persons or Trusts (where the Beneficiaries are Natural Persons)
- Companies, Legal Entities or Trusts (where the Beneficiaries are Legal Entities)
